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Cash worth is a living benefit that stays with the insurance company when the insured passes away. Any kind of impressive fundings versus the money worth will decrease the plan's survivor benefit. Life insurance. The plan proprietor and the insured are normally the exact same individual, but often they might be different. A service could get essential individual insurance on a crucial employee such as a CEO, or an insured could market their own plan to a third event for cash in a life settlement - Whole life insurance.
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